5 Tips To Know About Your Gift Card Limits
By Lois Center-Shabazz
I gave a retail gift card to my nephew last year. My well kept 19- year old nephew usually feels he is being financially starved no matter how much money he is given. So the worry of the gift card expiring or incurring large fees was not my concern, he rushed to the store to use it the next day. What is my concern is that many people who buy and receive gift cards, be it, retail cards or bank cards, do not understand the limitations posed by these cards. This is evident from the ever-increasing complaints to consumer bureaus.
Most people don’t understand that when you purchase a gift card they are not necessarily equal to the cash paid for them over time. This is especially true of bank or mall gift cards. Mall gift cards are bank gift cards sold by a shopping mall complex. Read more…
Are you looking for the perfect gift to give your boss for his birthday? Perhaps you are about to attend a bridal shower or baby shower and are unsure of what to bring the guest of honor. Is your daughter at that awkward age where you just don’t know what she’ll want for her birthday? Fear not, the perfect gift for these and all other occasions is easy to purchase, wrap and give. Consider giving gift cards for all of the important gifts on your list.
Very simply, gift cards are like gift certificates and they can be purchased at most stores in a variety of amounts. They are the perfect gift to give for people of any age and with any taste. Think about the person you need to purchase a gift for. Of course you know the basic details like their age and gender, but it might help to know if this person has any special hobbies or skills. If they love to snowboard perhaps you can get them a gift card from a local snowboard shop. If you know a woman who loves to read there are countless bookstores that sell gift cards. So do a little bit of detective work to determine what kind of store your intended would enjoy gift cards from.
If you aren’t sure of any specific things that the person you are buying for enjoys, take heart, there are plenty of stores that sell gift cards to meet your shopping needs. Consider buying gift cards to department stores or other general stores that sell a variety of items. You can never go wrong purchasing gift cards at stores that offer many options.
Another great thing about purchasing gift cards for any occasion is that most people love receiving gift cards. Who doesn’t love being able to go into a store and spend their money on the thing they like most? Most everyone would prefer receiving gift cards over having people guess on items they will like, especially for important events like weddings. So, even if you feel like giving gift cards seems impersonal, think about how much your friend or loved one will appreciate your desire to have them pick out the gift they love the most. Read more…
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